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I'm dedicated to being happy in my retirement.

Relevant Reading

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What Really Matters

The most important thing is to define your goals

About Us


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Experience

Morningstone Capital is a secondary market lender specializing in non owner occupied investment properties and owner occupied commercial loans from $100,000 to $5,000,000 which are secured by real estate.

We offer the following commercial mortgage types:

Conventional Commercial Mortgages up to 75% loan to value.
Private Money Loans to 70% loan to value.
We also partner with private companies and individuals to provide loans on investment properties from $1,000,000 to $20,000,000.

​Strategies

Private equity real estate funds generally follow core, core-plus, value added, or opportunistic strategies when making investments.

Core: This is an unleveraged, low-risk/low-potential return strategy with predictable cash flows. The fund will generally invest in stable, fully leased, multi-tenant properties within strong, diversified metropolitan areas.

Core Plus: This is a moderate-risk/moderate-return strategy. The fund will generally invest in core properties; however, many of these properties will require some form of enhancement or value-added element.

Value Added: This is a medium-to-high-risk/medium-to-high-return strategy. It involves buying a property, improving it in some way, and selling it at an opportune time for gain. Properties are considered value added when they exhibit management or operational problems, require physical improvement, and/or suffer from capital constraints.

Opportunistic: This is a high-risk/high-return strategy. The properties will require a high degree of enhancement. This strategy may also involve investments in development, raw land, mortgage notes, and niche property sectors. Investments are tactical.

John Getty​



Russell Marne


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